Parameters

LendingPool Parameters

Parameter	Description	Value
`baseRate`	Minimum interest rate	2% APY
`optimalUtilization`	Target pool utilization	80% (0.8e18)
`rateAtOptimal`	Rate at optimal utilization	10% APY
`maxUtilization`	Maximum allowed utilization	95% (0.95e18)
`scaledPercentage`	Rate multiplier above optimal	100%

Parameter	Value
Collateral Type	NFT Assets (ERC-721)
Accepted Collection	CryptoPunks (Arbitrum Sepolia)
Floor Price Oracle	TokenDataStream contract
Liquidation Threshold	Health Factor < 1.0

Parameters are set during contract initialization and can be updated by governance via OWNER_ROLE.